Articles

RRSP Divorce Home Buying Plan

Divorce, RRSPs and Buying a New Home

Divorce and RRSPs Earlier this month, the Federal Budget updated a Canadian federal tax law that has major implications for family law and divorcing individuals. The Canadian Home Buyer’s Plan, the same plan that allowed first time homebuyers to withdraw from RRSPs to purchase their first home, now allows separating spouses to withdraw from their RRSPs without being hit with a tax penalty.  The small print; the money must goes toward the purchase of a new home. Separating Spouses Can Use RRSPs as A Down Payment on a New Home Under the new Home Buyer’s Plan, RRSP funds withdrawn for

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divorce narcissistic spouse

How To Divorce A Narcissist

Serious difficulties and conflict arise quickly in narcissistic relationships. It’s very easy to fall in love with a narcissist, difficult to live with a narcissist and profoundly painful to leave one. Relationship instability is expected when personality pathology is present and a disproportionate number of narcissists get divorced. Divorcing a narcissist requires a unique personal strategy.

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Why you should opt for a common-sense divorce

Why you should opt for a common-sense divorce By Gail Vaz-Oxlade – Published August 10, 2014 Trying to get a divorce? Wondering why it’s taking so long and costing so much? Family courts are backlogged because we’ve been conditioned to believe the divorce process has to be both litigious and expensive. But it doesn’t have to be either of those things. If we applied some common sense — putting the beginning of our next chapter ahead of the retaliation we feel for ending the last chapter — it could be a much smoother process. The Ontario government knows that marriage

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Divorce is Expensive, But Don’t Skimp on the Lawyer

Divorce is Expensive, But Don’t Skimp on the Lawyer By Gail Vaz-Oxlade – Published January 12, 2015 Everyone knows divorce is expensive. According to Darren Gingras, President of the Common Sense Divorce (with which I am affiliated), the average divorce costs $15,000 to $25,000 depending on whether the courts have to get involved. Is it any wonder people would rather DIY? You might be tempted to take family law matters into your own hands because you’re trying to save money. Maybe you don’t think your case is particularly complicated. Perhaps you have a basic mistrust of lawyers and the legal

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Divorce and Separation Why People Separate in January

10 Reasons Why People Separate in January

January is the coldest month of the year in more ways than one.  The first month of the new year is also the time of year that most people start their divorce process and choose to separate. Perhaps there wasn’t much glue holding their marriage together anyway and now that the tinsel and stockings are put away, relationships come into a sharper focus.  For better or worse, the numbers prove that “Divorce Month” is real.  And it is not by accident.  Here are some of the reasons behind the Divorce Month Phenomena. Paying the holiday bills.  Christmas and the holidays

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For Low to Medium Conflict couples that are committed to working together to keep your separation out of court system, keeping costs manageable and keeping the acrimony low.

The Family Mediation Bundle includes your family mediation sessions, your financial analysis process, and a Separation Memo of Understanding. The Family Bundle does not include lawyers and you each assume the responsibility of arranging own independent legal advice.
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Low to Mid Conflict Separations

Full service Mediation Package

For Low to Medium conflict couples who want make sure that everything is prepared properly and that their completed Separation Agreement is legal binding and enforceable according to the Laws of Ontario. These couples are committed keeping your separation out of the court system, keeping costs manageable and keeping the acrimony low.

The Full Service Mediation Package includes your family mediation sessions, your financial analysis process, AND your independent legal advice (ILA) with a family lawyer.
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Mid to High Conflict Separations

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Some files are more complicated, more acrimonious or involve power imbalances and their mediation process may require extra assistance, particularly from specially trained collaborative lawyers. The Collaborative mediation Process is for mid to higher conflict separations that still want to work together to keep the process out of court, keep the costs and keep the acrimony low.

Collaborative Mediation still includes your family mediation sessions, you financial analysis process, but also includes collaboratively trained family lawyers as part of the mediation sessions.
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An Uncontested Divorce means that your Separation Documents have been finalized, all issues have been addressed and you are ready to file for your divorce decree.

Whether you want to save some money with our DIY process or whether you would prefer that we take care of the court filings, the serving of papers and all of the running around, either way, our Lawyer can properly prepare your divorce decree applications.
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Not every situation can be dealt with in Mediation or perhaps your spouse is unwilling to consider Mediation or Collaborative Mediation.

We created our Lawyer Led-Negotiation Program for such individuals that come to us as half of a couple and who require the assistance of a negotiating lawyer who will represent their specific interests because their spouse has chosen another legal process.
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