WISDOM 101

Choose Your Battles

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution

Separation and Divorce Prices

HOW MUCH DOES IT COST TO DIVORCE IN ONTARIO?

More lawyers, more drama, more cutting corners… all mean more money. Divorce costs and it will add up fast if you don’t have a plan and don’t know what you’re paying for.

Endless hourly rates mean nothing if you don’t know what’s included. Always watch for hidden costs; financials, filing, drafting, legal advice. They will all add up.

The Common Sense Divorce offers all-inclusive Fixed Fee Pricing, a clear process plan and the option of Payment Plans.

THREE Legal Paths to Handle Your Divorce

Payment Plans Available

SMART

High-Asset Negotiation Plan
$9995 Per Spouse

$9995 Each Per Spouse

Financial Disclosure & Review
Client Care & Support Services
4 Mediation Sessions
Pre-Mediation Legal Advice
Home Services Session
CDFA Financial Session
Financial/Tax Session
Separation Memo Plan (MOU)
Lawyer-Drafted Separation Agreement
Independent Legal Review
Signing Session
Divorce Court Application
Additional CDFA & Legal Time
Access to Lunch & Learns
Add-ons
Divorce Coaching
Divorce Decree Application & Fees
Payment Plans Available

SHREWD

All-Inclusive Mediation Plan
$6995 Per Spouse

$6995 Each Per Spouse

Financial Disclosure & Review
Client Care & Support Services
4 Mediation Sessions
Home Services Session
CDFA Financial Session
Separation Memo Plan (MOU)
Lawyer-Drafted Separation Agreement
Independent Legal Review
Signing Session
Divorce Court Application
Simple Will/Estate Planning
Access to Lunch & Learns
Add-ons
Divorce Coaching
Divorce Decree Application & Fees
Simple Tax Return
Payment Plans Available

WISE

BOLD

Lawyer-Led Negotiations
Starting at $9995

$9995 Starting at

Financial Disclosure & Review
Home Services Session
Client Care & Support Services
Family Lawyer Retainer
Add-ons
Divorce Coaching
Additional Legal Hours (Discounted)
CDFA Financial & Tax Session
Lawyer-Drafted Separation Agreement
Divorce Court Application
Divorce Decree Application & Fees

PERCEPTIVE

The ability to see things quickly, clearly and accurately.

The Cost of Your Divorce...

will be a combination of the following factors

1. The level of acrimony and hostility between you and your spouse.
2. Your willingness to work together.
3. The Legal Processes you both choose.
4. The amount and complexity of your financial and property issues.
5. The extent that you involve lawyers & professionals to assist you.

BEFORE YOU HIRE A DIVORCE LAWYER, MEDIATOR, OR GO TO COURT

Gain Confidence, Clarity and a Strategic Plan
Discover Your Next Steps
For ONLY $399

Feeling lost in the maze of separation? Our 90-minute Divorce Discovery Zoom Session cuts through the confusion and will help you make a decision, make a plan and understand your first steps.

SOLO

Solo
Prep & Planning Session
$399

For individuals who have not yet made a decision or need to equip themselves with the right information. The SOLO Discovery Session will answer your questions, explain Ontario Law in simple English and give you the information you need to make your next decisions.

JOINT

Joint
Prep & Planning Session
$399

For couples seeking a legally smart and financially-savvy divorce. Addressing misconceptions and understanding options together is invaluable. The JOINT Discovery Session will align you and your spouse with facts—not opinions— the first step towards a smarter separation.

CHOOSE WISDOM
Whether attending solo or jointly as a couple, keep your separation straight-forward, amicable and cost effective.

Get straight talk about the legal and financial realities of divorce in Ontario.

It’s the information you need to make informed decisions.

Move Your Life Forward With WISDOM Schedule Your Discovery Session Now
1-866-748-6363

Understanding Divorce Costs in Ontario: Apples to Apples

When you are researching and making decisions regarding legal processes, it is important to understand the real costs involved.

Typically, the least expensive legal process (and fastest) will be family mediation, and then, collaborative law. The most expensive process will always be a traditional litigation lawyer, especially if court is involved.

Many, if not most lawyers, mediators and financial professionals will bill you “by the hour” which is then broken down by a minimum of “6 minute increments.” For example if a professional’s billable rate is $400 per hour, then each “6 minute increment” will cost you $40. If you spoke to them on the phone for 10 minutes you will be billed for two “6 minute increments” or $80.

Typically a lawyer’s hourly rate is reflective of how many years they have been practising law. A more expensive rate does not automatically mean they are a better lawyer. It means they have been practising longer.

Conversely a cheaper professional does not mean you will save money. A professional charging $250 per hour may need 10 hours to complete what a $400 professional could accomplish in 5 hours.

Not all Family Mediators are lawyers and not all Family Lawyers make good mediators. Mediation is a very specific skillset and what makes one a good lawyer does not always make one a good mediator. Mediators who are lawyers will be more expensive.

Not all legal price quotes will include everything that will be required to get you to completion. In all processes you will always pay for the professionals involved.

But not all pricing clearly indicates if you will also be required to pay for necessary services such as financial disclosure, agreement drafting, document sharing, disbursements, reviews, communications, Court fees, or as is the case with mediation, Independent Legal Advice (ILA) at the end of your process. Be sure to fully understand what is included in the price and what is not.

A retainer does not mean the final price. A retainer is the amount paid as a deposit on the work to be accomplished on your behalf. It is not unusual for a professional to require you to “top up” the retainer two or three times.

Deciding on a legal process should not be based on price alone. The best process is the process that works best for your family. Make your decisions based on the realities of your situation, the qualifications of the professionals involved and ultimately what is a good fit for you and your situation.

What Makes The Common Sense Divorce UNIQUE

Divorce is more than just a legal process—it’s a life transition.

The Common Sense Divorce offers a unique, integrated family law approach that addresses not just the legal aspects, but also the financial, emotional, and practical realities faced by families. From real estate and mortgages to wills and estate planning, our expert team works together to minimize conflict and guide you toward a fresh start.

Industry-Leading Family Law Professionals

Solution Specialists

Mediators, Lawyers, Financial, Therapeutic Professionals

Industry Leaders - Collaboratively trained to work together.

Client Care
&
Support Services

SUPPORTING YOU

Client Care Support Teams and Divorce Coaching Services that will carry you as a couple AND as an individual through to the end of your process.

REAL ESTATE STRATEGIES

Where Will I Live?

Strategizing Real Estate in today's market is crucial to your future's well-being.

Our Home Services Team of Realtors , Mortgage Brokers and Real Estate Lawyers understand Family Law and will help you implement the best strategies and solutions for your home.

WILLS
&
ESTATE PLANNING

Finalize Your New Will

In our regular life, Wills were often avoided. Your separation means its time to create or update your Will and Estate Planning.

Your new Will is taken care of before you sign your Separation Agreement.

MORTGAGE SOLUTIONS

How Do I Keep My Home?

Navigating Mortgages is one of the greatest challenges of Family Law. Our Home Services Mortgage Team works with Banks and Lenders across Canada to find creative solutions for those wanting to keep their homes or purchase new homes.

Savvy Financial Expertise

Understand Your Money

Navigating Financial Disclosure, Support Payments, Mortgage Penalties and Tax Implications takes expertise. Our Divorce Financial Professionals walk you through even the most challenging of financial negotiations.

Virtual & Online Technologies

Virtual Innovation Has Changed Family Law

Online Technology allows for flexible meetings, access to more professional resources and remote solutions.

Income Taxes

Filing Your Taxes

Filing your tax returns will look different after your divorce. Access our Income Tax Department to simplify your first filing.

Process Tracker

WHERE AM I IN THIS PROCESS??

Process Tracker© technologies help you know where you are in your separation process, understand each step, and navigate decisions.

Lunch
&
Learns

#NewBeginnings

The Common Sense Divorce has assisted thousands of Canadian families to better navigate their separation and divorce.

We have created and implemented negotiation solutions that were not possible in traditional legal settings.

Unique, innovative and a financially smarter solutions with a focus on helping families leave acrimony behind and move forward to New Beginnings.