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Legal, Binding & Enforceable Separation Agreements

Pension Valuations

How to calculate pension value for divorce

A work pension does not belong to one spouse or the other. It is considered a matrimonial asset that must go into the divorce negotiations for fair and equitable distribution. It is therefore part of the division of assets that will be included in your Separation Agreement.

One of the biggest mistakes people make is to assume that they know the value of a pension based on a Pension Statement. There is a huge difference between a ‘Pension Statement’ and a ‘Pension Valuation.’ A regular annual pension statement does not include the valuation of a pension as an asset for the purposes of family law. You should never make decisions about pensions without first receiving professional financial and legal advice.

Pension Valuations and Divorce In Ontario

“How you negotiate the terms of pensions will have tax implications and notable ramifications on your personal retirement planning. Whether you choose mediation, a collaborative process, or the lawyer-led negotiations,  you will be helped to understand whether you are entitled to a portion of your spouse’s pension, determine the exact amount that you may be entitled to receive and how to best to apportion pensions.”

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Learn more about how the matrimonial home is dealt with in Ontario Separation Agreements. 

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Gail Vaz-Oxlade's Guide To

For more than 20 years you have witnessed Gail Vaz-Oxlade’s trademark straight-up money wisdom, both on Radio and Television, most notably as host of TVs Till Debt Do Us Part, Princess and Money Moron. Gail is a multiple time, best-selling financial author, and one of the top Canadian authors of the past decade. Gail brings her common sense wisdom to answer your questions about Pension Valuations and divorce in Ontario.

 

Gail Vaz-Oxlade Divorce and Finances

Gail Vaz-Oxlade's Guide To

For more than 20 years you have witnessed Gail Vaz-Oxlade’s trademark straight-up money wisdom, both on Radio and Television, most notably as host of TVs Till Debt Do Us Part, Princess and Money Moron. Gail is a multiple time, best-selling financial author, and one of the top Canadian authors of the past decade. Gail brings her common sense wisdom to answer your questions about Pension valuations and divorce in Ontario.

Gail Vaz-Oxlade Divorce and Finances

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