Wise owl
WISDOM 101
Choose Your Battles

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
Clever red fox looking directly at the viewer, symbolizing smart and strategic thinking during divorce
CLEVER 101
Outsmart Conflict

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
Majestic male lion staring forward with strength and confidence, symbolizing courage during divorce.
COURAGE 101
Be Bold & Stand Strong

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
TEMPLATE ITEMS The Smart Divorce Solution IN ONTARIO -- COPY 1
CLARITY 101
Utilize Strategic Focus

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
TEMPLATE ITEMS The Smart Divorce Solution IN ONTARIO -- COPY 2
GROUNDED 101
Protective, Strong & Resilient

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
Owl with focused gaze in soft light, symbolizing mental endurance and calm resilience during divorce
WISDOM 101
Choose Your Battles

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
Clever red fox looking directly at the viewer, symbolizing smart and strategic thinking during divorce.
CLEVER 101
Outsmart Conflict

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution
Majestic male lion staring forward with strength and confidence, symbolizing courage during divorce.
COURAGE 101
Be Bold & Stand Strong

Work Together - Do It Right - Follow a Plan

Ontario's Financially-Smart Divorce Solution

Family Mediation with a Financial Focus

For nearly two decades, The Common Sense Divorce has guided
thousands of Canadians forward with their New Beginnings.

YOU'RE NOT HERE TO WIN A WAR - YOU'RE HERE TO WIN YOUR FUTURE
"DIVORCE IS NOT A LEGAL PROBLEM! Divorce is about families, change and starting over.
It's about homes, taxes, legal wisdom and making smart money decisions. It's about where will I go? What will I do? Who will I be?"
Gail Vaz-Oxlade, Canada’s leading financial expert and co-creator of The Common Sense Divorce, offering trusted guidance on smart separation decisions
Gail Vaz-Oxlade
Money Expert, Best Selling Financial Author, Host of TV's Till Debt Do US Part

10 SMART REASONS

Thousands of Families Have Utilized
The Common Sense Divorce Solution
1. Stay Out of Family Court – It’s a Slow and Expensive Mess

You don’t need the emotional and financial mess that comes with Family Court. If it didn’t work for your parents, why would it work now? Going to court is like burning money while increasing the drama. You can avoid all that. With The Common Sense Divorce, you get a clear legal process that skips the courtroom chaos, keeps the peace, and saves you time, money, and heartache.

Divorce is hardest on the kids, but it doesn’t have to ruin their lives. A solid Co-Parenting Plan is the best thing you can give your kids during this time. We help you create a smart, child-focused plan that gives them stability and ensures they feel loved by both parents. When your kids are okay, you’ll be okay.

Divorce changes everything, especially your money. If you’ve been relying on someone else to handle the finances, now’s the time to take control. Our financial experts will help you make money-smart decisions, so you can plan for your future with confidence. No more flying by the seat of your pants – let’s get a plan together.

The roof over your head is a big deal. Should you keep the house? Can you afford it? Is selling a better option? In today’s economy, these decisions aren’t easy. That’s why our Home Services Team – Realtors, Mortgage Brokers, and Real Estate Lawyers – are here to help you figure it all out. We’ll walk you through creative solutions that work for your new reality.

Divorce is tough enough without triggering a tax disaster. You need a smart plan for dividing assets, and we get that. Our team understands the financial side of divorce inside and out. We’ll help you handle the money, so you don’t end up paying more taxes than you should. Let’s make sure your divorce doesn’t cost you any more than it needs to.

Forget the drama. Forget the lawyers yelling in court. We offer a better way. The Common Sense Divorce combines mediation and collaborative law, so you and your spouse can work together on what really matters. You get your own Support Team – legal, financial, and wellness professionals who help you get through this in a way that works for everyone.

The last thing you need right now is financial stress, and that includes unexpected bills. We offer Fixed Fee Legal Plans, so you know exactly what you’re paying for upfront. And if cash flow is tight (which it usually is during divorce), we have flexible payment plans to help you manage costs without freaking out about your budget.

The world has changed. You shouldn’t have to sit in traffic, waste time in offices, or find a babysitter just to handle your divorce. We offer the convenience of online services available across all of Ontario. Do everything from the comfort of your own home – because you’ve got enough on your plate as it is.

Divorce isn’t just about splitting up. It’s about planning for your new life. You’ll need a new Will, you’ll need to file your first income taxes after the split, and you’ll probably need a new mortgage. Our Fixed Fee Plans include all of this, so you’re not left scrambling. We help you face these changes with a plan that’s smart, strategic, and tailored to your situation.

For almost 20 years, The Common Sense Divorce has helped thousands of families start their new lives. Our progressive team of legal, financial, and wellness professionals know exactly what you need to create a financially savvy Separation Agreement that is legal, enforceable, and binding. We’ve seen it all, and we know how to guide you through this without losing your mind or your money.

Thinking of Divorce? First Things First

How much a divorce will cost, how acrimonious it will be, and what the future looks like, is decided by you… right now – before your first move.

STOP - BREATHE - THINK

Before anything, do your homework. Know your gameplan. 
ASK YOUR SELF THESE 10 QUESTIONS:

  1. Am I ready to make a decision – be it to stay or to leave?
  2. Is now the best time to separate?
  3. If I decide to stay, what are the financial, emotional or safety risks?
  4. What do I have to do to create a smart financial plan for myself (and my children?)
  5. Do I understand how Ontario Law divides our stuff; both our assets and our debts?
  6. Do I actually know what’s involved with Child or Spousal Support?
  7. Does it make sense to try and keep my home or can I make a wiser money plan?
  8. If my spouse is “difficult,” do I have a solid strategy on how to navigate through this?
  9. Can I articulate my negotiation options and then choose the wisest legal process for my situation?
  10. What can I do now to land on the best foot forward for myself (and my children?)

BEFORE YOU HIRE A LAWYER, MEDIATOR OR GO TO COURT

Gain Confidence, Clarity and a Strategic Plan
Discover Your Next Steps
For ONLY $399

Feeling lost in the maze of separation? Our 90-minute Divorce Discovery Zoom Session cuts through the confusion and will help you make a decision, make a plan and understand your first steps.

SOLO

Discovery Session
$399

For individuals who have not yet made a decision or need to empower themselves with the right information. The SOLO Discovery Session will answer your questions, explain Ontario Law in simple English and give you the information you need to make your next decisions.

JOINT

Discovery Session
$399

For couples seeking a legally smart and financially-savvy divorce. Addressing misconceptions and understanding options together is invaluable. The JOINT Discovery Session will align you and your spouse with facts—not opinions— the first step towards a smarter separation.

Whether attending solo or jointly as a couple, we will help you keep your separation straight-forward, amicable and cost effective.

It’s straight talk about the legal and financial realities of divorce in Ontario.

Get the information you need to make informed decisions.

Don’t guess—get real answers now.

Ready to Move Your Life Forward? Schedule Your Discovery Session Now
1-866-748-6363

WATCH: Why DIVORCE MEDIATION is Today's GO-TO Legal Solution
Mary-Ann Popescu - Lead Mediator

SMART

Have Questions About The Divorce Process in Ontario?
GENERATE A
CUSTOMIZED
DIVORCE PLAN
Owl looking to the right
TEMPLATE ITEMS The Smart Divorce Solution IN ONTARIO -- COPY 3

HOW TO AVOID A MESSY DIVORCE

CONSIDER MEDIATION – Before Lawyer Litigation
STAY OUT – Of The Family Courts
CREATE & PLAN- Your Financial Strategy
DO YOUR HOMEWORK – Understand How Divorce Works in Ontario

Focused wolf with intense gaze, symbolizing strategic thinking and calculated decisions during divorce
TEMPLATE ITEMS The Smart Divorce Solution IN ONTARIO -- COPY 3

HOW TO AVOID A MESSY DIVORCE

CONSIDER MEDIATION – Before Lawyer Litigation
STAY OUT – Of The Family Courts
CREATE & PLAN- Your Financial Strategy
DO YOUR HOMEWORK – Understand How Divorce Works in Ontario

Smart, Proven and Built on Common Sense

NEGOTIATIONS DONE RIGHT:
Divorce negotiations done properly: Fair and prepared correctly – legal, binding and enforceable.

ONE STOP SOLUTION:
Mediators, Lawyers, Financial Experts, Real Estate, Mortgages, Wills, and Taxes—all in one seamless process.

NO $$$ SURPRISES
Realistic pricing, transparent fees and all-inclusive plans.
Budget, plan, and stay in control of your money.

LOSE CONFLICT, NOT MONEY. Navigate your separation with confidence, while keeping your eyes on your financial future.

DIVORCE YOU CAN LIVE WITH
A financially savvy process empowering you with smart choices and solid support.

REAL EXPERTISE, REAL RESULTS
Top legal, financial, and emotional support without the sky-high fees

Clever red fox looking directly at the viewer, symbolizing smart and strategic thinking during divorce
SHREWD
The ability to think cleverly and strategically.

Know your options. Protect your future.
Book your free joint Telephone Consult and find out how The Common Sense Divorce helps families like yours — with clarity, not conflict.

Strong stallion standing tall, symbolizing endurance, resilience, and emotional stamina during divorce
ENDURANCE
Fortitude, resilience, and emotional stamina

Know your options. Protect your future.
Book your free joint Telephone Consult and find out how The Common Sense Divorce helps families like yours — with clarity, not conflict.

Owl with intense eyes in soft lighting, symbolizing wisdom, awareness, and thoughtful decisions during divorce
PERCEPTIVE
The ability to see things quickly, clearly and accurately.

Know your options. Protect your future.
Book your free joint Telephone Consult and find out how The Common Sense Divorce helps families like yours — with clarity, not conflict.

Available Across ALL Ontario

CONVENIENTLY VIRTUAL & ONLINE

CREATE YOUR NEW BEGINNING, with confidence, wisdom & peace of mind!

The Common Sense Divorce has been the valuable resource for thousands of Canadians seeking legal, financial and emotional support during the challenging process of divorce.

Services extend virtually across all of Ontario, offering tailored assistance and guidance to individuals navigating the complexities of divorce proceedings.

For couples seeking a sound legal agreement, financially savvy solutions and personalized support, without the escalation of the court system, The Common Sense Divorce facilitates a smoother transition for individuals embarking on a new chapter in their lives.

FREE MASTER CLASS

How Divorce REALLY Works in Ontario