How Do You Know If Your Marriage is Over?

How Do You Know If Your Marriage is Over?

How do you know if your marriage is over and has finally reached the point of no return? While healing an ailing relationship is usually what we all want, sometimes it’s just about knowing when it is time to let go.

Ultimately you will have to be the one that makes this decision. Every marriage is different, but here are 10 questions/thoughts to ask yourself and ponder.

  1. Have you “uncoupled?” This is actually a legal term used to help determine whether a couple has truly separated. Have you and your spouse disconnected from each other? Are you behaving as a couple, living as a couple, engaging as a couple? This is not a calculation of time together but rather a mental mindset. Do you consider yourself part of a couple or are you two individual people living under the same roof?
  2. Does every situation, no matter how trivial, evolve into a fight? Have you and your spouse lost the art of compromise? When you disagree, are you unable to forge a path together that is acceptable to both? No compromising in terms of wants and needs. A major part of marriage involves trying to fulfill your partner’s needs while also making sure your own needs are met. If your partner continually refuses to listen to what you need (time, affection, sex/physical contact, help with children or chores), or refuses to share their own needs, you are not in a good place.
  3. Are you married to a Money Moron? You seem to make good money but there never seems to be any money? WHERE IS THE MONEY GOING? The bills, the bills the bills! Worse can be the calls from collection companies. Financial wherewithal is not just a “nice thing” to have in a marriage, it is a responsibility. If finances are what the fights seem to be about, if collection companies are calling, if there are no financial plans in place and your spouse refuses to address this issue, then ask yourself if you are in the process of going down with a sinking financial ship?
  4. Are you no longer civil? Is all the respect gone from the relationship? Are discussions basically either attacking or defending? Do you feel it is impossible to bring that respect back? One of the most important aspects of a healthy marriage is mutual respect and when that’s gone people begin to feel dismissed, rejected and condescended to. If your marriage has reached this place, typically they are toxic and you are in a bad place.
  5. Have you and your partner both changed so much that you no longer share moral, ethical, or lifestyle values? Perhaps you have your goals and directions changed whereas your partner's have stayed the same? (Or vice versa.) In short you are different from the people you were when you married.
  6. Have you stopped having sex with each other and you do not see this changing? Do you and your spouse have a basic sexual incompatibility? Do you feel completely unattracted to each other? Despite help from professional therapists, have you stopped making love?
  7. There has been an affair. This does not have to be insurmountable but for some people it is. Infidelity is an enormous hurdle for a marriage to overcome. After an affair, there are regrets, apologies, promises to put an end to it and seeking counseling. Still for some the trust is gone and this likely spells the end of the marriage.
  8. One spouse refuses to try. Most marriages have issues that can be addressed or fixed but one partner cannot do all the trying on their own. If you find yourself repeatedly bringing up the same issue, asking for help and making it clear that the marriage will not last unless you both commit to solving it… with no response from your spouse, then it is likely you are trying to address this issue alone. A good rule of thumb: If it’s been a year with no progress, it may be time to call it quits.
  9. You no longer communicate with each other. Have you reached a point where all you ever talk about is mundane things? The lack of personal, intimate exchange in a marriage is a very bad sign. No problem in a marriage can be solved without open, honest communication.
  10. You disagree about whether to have children or not. There are many areas of compromise in a marriage, but if one of you is absolutely sure you want a child and the other categorically refuses, you’re in trouble. If having a child is a life goal of yours, you will have to decide if you want to remain in a marriage that does not include children.

Are You Entitled To Share The Matrimonial Home?

Learn more about how the matrimonial home is dealt with in Ontario Separation Agreements. 

Are You (or Someone You Know) Facing Divorce?

Our Client Care Representative will assess your situation over the phone. This free consultation is designed to identify complexities, clarify misinformation, help you get your head wrapped around the next steps and recommend a mediation solution that best fits your needs.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

The Late Shift with Gail Vaz-Oxlade: Divorce, Mediation and Domestic Violence

The Late Shift with Gail Vaz-Oxlade: Divorce, Mediation, and Domestic Vioence

NewsTalk1010 Toronto | The Late Shift with Gail Vaz-Oxlade

This evening, Gail devoted her entire show to the concept of divorce. Gail discusses her own experiences with divorce, overviews the history of divorce and chats with guests from The Common Sense Divorce:

  • The legal realities of divorce in Ontario: Darren Gingras (President of The Common Sense Divorce) and David Morneau (Family Lawyer)

  • Divorce mediation and its benefits for separating couples: Mary-Anne Popescu (Family Mediator)

  • Recognizing and getting out of an abusive relationship: Anne Sayers (Family Mediator)

Listen here:

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

Divorce is expensive, but don’t skimp on the lawyer

Divorce is Expensive, But Don't Skimp on a Lawyer

By Gail Vaz-Oxlade | Metro News | January 12, 2015

Everyone knows divorce is expensive. According to Darren Gingras, President of The Common Sense Divorce (with which I am affiliated), the average divorce costs $15,000 to $25,000 depending on whether the courts have to get involved. Is it any wonder people would rather DIY?

You might be tempted to take family law matters into your own hands because you’re trying to save money.

Maybe you don’t think your case is particularly complicated. Perhaps you have a basic mistrust of lawyers and the legal system’s penchant for making everything more complicated than it need be.

Or maybe you just don’t want to spend the money; splitting assets is going to leave you broke enough!

Hey, I hear what you’re saying. But I’ve been divorced enough times to know that if you don’t know what you’re doing — and if you’re not a family lawyer, you don’t — you could miss some important things that will screw with you later.

No, I’m not saying you have to hire a gunslinger.

I’m saying if you don’t know what you don’t know, how will you avoid stepping in the poop?

Family lawyers have a name for those documents people like to create for themselves as they are separating: They call them ‘kitchen table’ agreements, because they’re often signed in the kitchen over a cup of coffee. And their eyes flash with delight because they know that untangling the mess made will be profitable for them. Very profitable.

Sure, you’ll save some money if you work out the details of your separation agreement amicably. That’s common sense. But if you don’t get independent legal advice to ensure all the i’s are dotted and the t’s crossed, lawyers and court costs may be in your future.

Just because you agree to a thing doesn’t make it stickable. Just because you execute it, have it witnessed and follow it religiously, doesn’t make it stickable. Kitchen table agreements can be tossed to the curb as soon as the weaknesses have been uncovered.

Take for example the kitchen table agreement that was thrown out by an Ontario court because child support was not implemented according to Ontario provincial guidelines.

And the kitchen table agreement that was nullified because financial disclosure wasn’t done, so one spouse didn’t fully appreciate what she was giving up when she waived her claim to her partner’s pension.

And the kitchen table agreement in which one partner tried to pull the wool over the other’s eyes.

Courts booted those agreements to the curb, leaving them not worth the paper they were written on. And because the courts got involved, those cheap kitchen table agreements got very, very expensive.

Perhaps it is our desire to get out of our current relationship that has us rushing to agree.

Hey, it all seems so reasonable right now. But what about the future?

Will whatever you agree to today stand the test of time?

And how about the tax man? Will he come looking for his piece of the pie?

Creating a legally binding and long-lasting separation agreement doesn’t mean you have to go to court. Nor does it mean that you have to escalate matters.

And you don’t have to give away all of your assets to the legal system, either.

It does mean spending enough money to ensure that your separation agreement is consistent with the your province’s Family Law Act and that everyone involved fully understands what it is that they are agreeing to and signing.

How much is enough? According to Gingras, for a separation agreement to have teeth, you’re looking at about $4,000.

No matter how tempted you may be to “keep the lawyers out of it,” please, please don’t put your faith in an office-supply-store separation agreement kit.

Gingras has seen more of these go south than he cares to think about.

“You want to spend enough money to do it properly the first time,” he says.

Precedents

In the case of Zheng v. Jiang, 2012, when the court struck down the agreement that had been made by separating partners, it said:
“It seems to me that this is the very type of homemade agreement entered into by spouses who are not properly informed as to the facts and law surrounding their circumstances that (the Family Law Act) was designed to deter. I agree with the statement in Sagl v. Sagl … that “the policy of the Act is to discourage ‘kitchen table’ agreements.”

Read original article.

Are You Researching Separation or Divorce In Ontario?

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network.

The Ontario Divorce Information Network (ODIN) is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. The ODIN Platform is committed to dispute resolution processes and will provide you with information, better personalized and customized to your unique situation.

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

What to do when there’s more value in your house than your marriage

What to do When There's More Value in Your House Than Your Marriage

By Garry Marr | The Financial Post | October 11, 2014

Quote from Darren Gingras - President of The Common Sense Divorce

The financial leverage on homes means couples have to be more financially strategic than ever when it comes to timing their divorce, says Darren Gingras, president of The Common Sense Divorce, a divorce consultancy firm.

“Whether or not you want to keep it amicable or not amicable, that’s your decision,” he says. But financially, “you’ve got to time when you’re going to leave” with care. “Even if [you] walked home and caught somebody in bed with somebody, if you don’t time this one, you’re going to be nailed with up to $100,000 in penalties. There are people now who’ve had to learn to suck it up.”

Click here to read the full article. 

Are You Researching Separation or Divorce In Ontario?

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network.

The Ontario Divorce Information Network (ODIN) is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. The ODIN Platform is committed to dispute resolution processes and will provide you with information, better personalized and customized to your unique situation.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

Should you share your PIN with your spouse?

Should You Share Your PIN With Your Spouse?

By Melissa Leong | Financial Post | October 11, 2014

Melisssa Leong asked financial experts about this financial quandary.

Darren Gingras, president of The Common Sense Divorce says:

"Throughout our lives, we will be asked to trust others with our valuables. Doing so may mean that someone will show you their love through their respect or someone you love may betray your trust and you could be on the hook for their lack of self-control.  So if you’re thinking of sharing your PIN with your spouse (or anyone else), take note: one way or the other, you will end up with either a life-long confidant or simply a long-life lesson."

Read the rest of the article below.

When it comes to money decisions, it can be hard to figure out the right thing to do. Money is about power, emotion, morality, and security, among other things. So in this space, we gather experts to weigh in on a financial quandary. This week's question: Should you give your husband or wife the PIN for…

Should you share your PIN with your spouse?

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

Why You Should Opt For a Common Sense Divorce

Why You Should Opt for a Common Sense Divorce

By Gail Vaz-Oxlade | Metro News | August 11, 2014

Trying to get a divorce? Wondering why it’s taking so long and costing so much? Family courts are backlogged because we’ve been conditioned to believe the divorce process has to be both litigious and expensive. But it doesn’t have to be either of those things. If we applied some common sense — putting the beginning of our next chapter ahead of the retaliation we feel for ending the last chapter — it could be a much smoother process.

The Ontario government knows that marriage dissolution is a right mess. It’s looking for ways to encourage people to talk it out rationally in order to keep families out of court. That’ll keep more money in people’s pockets too.

Darren Gingras, president of The Common Sense Divorce (with which I am affiliated) says, “In my work as an independent financial broker, it wasn’t uncommon to encounter clients who had just come through a divorce process. Most of the time, my clients found themselves emotionally distraught, financially devastated and with their credit destroyed.”

There’s got to be a better way. It seems the trick is to recognize from the get go that divorce is going to suck, that how much you contribute to the brouhaha will dictate how much it costs, and there are alternatives: mediation and collaborative divorces are the smarter way to go.

Nobody gets married thinking the relationship will end in divorce. Even as I was marrying my third husband and my lawyer was shouting “pre-nup, Pre-nup, PRE-NUP!” I thought it would be my forever relationship. When the crap does hit the fan, angry partners are inevitably given incorrect information or unrealistic expectations by well-meaning friends and family. That’s only one of the dumb mistakes divorcing people make. Do I really have to tell you that a friend or family member’s legal and financial guidance is as good as the money you’ve paid for it? Or that hiding assets from your spouse is a bad idea? Or that creeping your ex on social media has no upside?

If you have no idea of the options available to you and assume incorrectly that you’re in for a battle royal — with long, drawn-out court appearances and expensive litigation as your only option — how will you pay for it all?

Money. Yup, it’s the fighting over who will get how much, not the legalities of a divorce process, that causes costs and emotions to run high. And when those costs get out of hand? Oy! The average price of a contested divorce in Ontario is $15,800 per person. The average price of a contested divorce that goes to court is $23,900, taking anywhere from one to three years to finalize.

So its time to stir some common sense into the divorce mix. It’s time to set aside animosity, irrational behaviour, and unfettered escalating costs, and remember the point is to get out of the last chapter with dignity and enough money to start the next.

Don’t think you’ll get out of your marriage with a bill for $4.95. That’s not going to happen. But you can keep more of your family’s money in your each of your pockets if you show a willingness to discuss and negotiate. And if you find the right team to help you navigate the rocky shores of the divorce process, you’re that much more likely to sail into safe harbur.

Are You Researching Separation or Divorce In Ontario?

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network.

The Ontario Divorce Information Network (ODIN) is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. The ODIN Platform is committed to dispute resolution processes and will provide you with information, better personalized and customized to your unique situation.

So why is a common sense, mediated divorce a good idea?

• It’ll cost 75 per cent less than going to court.
• You will come to an agreement with your ex (who will be your ex for perhaps longer than you were married!)
• Your privacy is maintained. Go to court and your personal information becomes a matter of public record.
• You create a win/win. The separation agreement you come up with can be better tailored to your specific situation.
• There will be less stress on the kids.
• It’s faster. You can take years to get through the courts or be done in half the time with a mediated divorce.
• You matter. You’re not just a file number or a catalyst for billable hours. Getting you through to the next chapter whole and healthy is part of the mediation process.

The very idea of divorce can be so scary that people actually stay put rather than having to deal with the perceived complications. Gingras says his phone rings off the hook right after major holidays and long weekends when people finally face up to the need to make a change in their lives. They’ve simply had enough and denial won’t work anymore.

Wouldn’t it be nice to have someone who knows what’s going to happen next explain each step along the way? You can have that. And you can have a team of experts that knows the ins and outs of what you have to consider as you make your decisions. (You do know that family lawyers don’t know squat about money management, right?) And you’ll have someone to remind you that divorce isn’t about winning, something a lot of people duking it out in court have forgotten.

There are no winners in divorce. Everyone loses something. Kids lose having access to both parents 24/7. Mates lose their great loves, their best friends, their happily-ever-afters. But applying common sense to the process — taking the divorce off the battlefield of court and into the mediation room — means you can manage the loss, both emotionally and financially.

Read original article.

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

The Late Shift with Gail Vaz-Oxlade: Divorce and Debt

The Late Shift with Gail Vaz-Oxlade: Divorce and Debt

NewsTalk1010 Toronto | The Late Shift with Gail Vaz-Oxlade

Gail Vaz-Oxlade discusses the complications that debt and bankruptcy bring to a divorce process with Brian Pritchard (BDO Canada) and Darren Gingras (The Common Sense Divorce).

Original Air Date: July 21, 2014

Listen here:

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

The Late Shift with Gail Vaz-Oxlade: Talking to CSD Client “Christine*”

The Late Shift with Gail Vaz-Oxlade: Talking to CSD Client "Christine*"

NewsTalk1010 Toronto | The Late Shift with Gail Vaz-Oxlade 

Gail Vaz-Oxlade and Darren Gingras, President of The Common Sense Divorce, talk to "Christine*" about her experience as a Common Sense Divorce client.

*Client's name was changed during this interview to ensure privacy.

Original Airdate: June 30, 2014

Listen here:

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

Georgina company pushing divorce reform in Ontario

Georgina Company Pushing Divorce Reform in Ontario

The Newmarket Era | The Aurora Banner | The Georgina Advocate | June 1, 2014

In celebration of Ontario Entrepreneur Week (June 2-13, 2014), Metroland Media featured some of Ontario's most unconventional entrepreneurs, including Darren Gingras, President of The Common Sense Divorce, which started and operates its Client Care Centre out of Georgina, Ontario.

Are You Researching Separation or Divorce In Ontario?

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network.

The Ontario Divorce Information Network (ODIN) is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. The ODIN Platform is committed to dispute resolution processes and will provide you with information, better personalized and customized to your unique situation.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. 

Video: Let’s Talk Divorce with Gail Vaz-Oxlade

Video: Let's Talk Divorce with Gail Vaz-Oxlade

Call us first to find out how The Common Sense Divorce can help you and your spouse avoid costly mistakes and get your separation process started off on the right foot


 

Some people go into divorce well-armed. They know exactly what's going to happen next. They've researched ahead of time and they have an action plan.

Other people...not so much.

Divorce can be an incredibly overwhelming time for you: Who do you turn to? Who do you trust? What are your rights? Can you come out of this any better off than you are right now?

If there is any area where common sense flies out the window, it's during a divorce.

Divorce is complicated. There are so many things you have to think about. And when there are children involved, it gets even more complicated.

People bring all their baggage, dump it in the middle of the floor, mix it up, and they they try to sort it out. That's not the way to do it and it can be very expensive to do it the wrong way.

Instead you should be separating with a process in mind: you should know exactly where to start and and you should know exactly where you're going to end up! And there should be steps along the way that make perfect sense to you - Common Sense.

And that's what The Common Sense Divorce is.

Are You Researching Separation or Divorce In Ontario?

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network.

The Ontario Divorce Information Network (ODIN) is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario. The ODIN Platform is committed to dispute resolution processes and will provide you with information, better personalized and customized to your unique situation.

Who is The Common Sense Divorce?

It's a group of professionals that are sincerely interested in getting you from here to there with your sanity intact. We have mediators and negotiators, lawyers, counsellors, therapists, mortgage brokers, tax specialists, realtors, accountants, bankers and financial planners.

We have all the people that you need to turn to so that when you make a decision, you're making the decision that's right for you, with the very best advice possible.

Separating amicably is about the children coming first; it's about YOU - coming out with your self, your self-esteem, your spirituality, and your health intact and you having a foundation on which to build for the future.

So when should you get in touch with The Common Sense Divorce? The easy answer is right at the start. If you wait until you  have mucked things up royally, it's just going to take that much longer to sort the wheat from the chaff. What I strongly recommend you do is if you are contemplating divorce, even before you have made the final decision, get in touch with us and let us help you to decide what information you need to gather before you proceed, who you need to speak to so that you know what your rights are, and what you need to do next so that at each step,  you're in control of the process.

It's a hard time, there's no question. But there are right ways to divorce and there are wrong ways. Get in touch with us and let us help you.

Gail Vaz-Oxlade: Canadian best-selling financial author, host of TV's 'till Debt Do Us Part, Princess and Money Moron and co-founder of the Common Sense Divorce.

A Pre-Recorded Message About Our Services
Not everyone is ready to talk with somone in person.  You can call the Common Sense Divorce at anytime and hear a pre-recorded 2 min message about our services.

Free Telephone Consultation
We will gladly take the time to speak with you about our services and the divorce process in Ontario.  The Common Sense Divorce offers a free 20 min telephone consultation.

Respect Your Privacy
We understand that this is a difficult time and calling us is a big step.  We are going to work hard to make this phone call easier, make you feel at ease and make sure that we respect your privacy.

Calling DOES NOT Mean You Are Divorcing
We understand that you may be just researching and have not made any decisions.  We do not assume that because you are calling, that this means you are divorcing.

Ontario Divorce and Information Network

The Common Sense Divorce is pleased to be a founding partner and core sponsor of the Ontario Divorce Information Network (ODIN).

The ODIN Platform is a Free Divorce information service for Ontario residents researching separation and divorce in the Province of Ontario.